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Sweets are Getting More Expensive

Bitter news for those with a sweet tooth: Sweets are getting more expensive! This year, consumers must expect the price of chocolate and other confectionery to increase. A bar of chocolate can soon cost more than one euro.

Sweets are getting more expensive

The reason for the coming higher prices for chocolate and other sweets is the increased cost of sugar, cocoa, and other ingredients. This is now announced by the managing director of the confectionery trade association, Hans Strohmaier.

The price of one euro for a bar of chocolate is given as the absolute “pain limit” – but this could be cracked this year and continue to rise.

90 bars of chocolate per year

Last year, the price of a bar of chocolate increased by five percent. But that doesn’t stop those with a sweet tooth from enjoying it: Consumption of the sweet sin has remained stable in Germany for years.

Everyone eats around nine kilos of chocolate, which corresponds to 90 bars, every year – including processed chocolate.

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Lifestyle

Children and The Media: Valuable Tips For Getting Started at a Young Age

Children come into contact with digital media earlier and earlier in their everyday lives. As a parent, it is important to encourage responsible parenting.

The digital age: the transformation of the media

The changing times mean that children come into contact with media at an earlier age. On the one hand, this is due to the fact that the family environment usually uses media such as smartphones, tablets or television on a daily basis, but also to the child’s curiosity: children love to observe and try out new things. In addition, the often simple use of the devices by swiping, typing or zooming makes it possible for children to quickly take a liking to them.

So today children grow up “surrounded by technology”; they have usually been in contact with digital media from an early age. The possibilities of modern media are also often used in educational institutions, for example to pass on information material and to use alternative learning methods. In the course of their development, the media world does not appear to be “foreign” to the children, but rather they take it for granted and are enthusiastic about it. This is where it is important to intervene as the child’s authority figure and caregiver: the child should maintain a healthy skepticism about media content and be aware of the dangers.

Characteristics of unhealthy media use

Children’s affinity for digital devices such as computers, smartphones or televisions is often very high. They offer a wide range of sounds, images and videos, which is very popular with children and stimulates the stimuli. The extent to which children are attracted to the media content and how intensely the material affects them varies from child to child: While some children can hardly be influenced, others appear more aggressive, overexcited or listless. This already shows that media not only offer advantages, but can also have disadvantages.

In its 2020 media addiction prevention offensive, the DAK examined the effects and changes in media use and was able to identify six signs of unhealthy media use in the course of the study. These include:

contact behavior. The child or young person avoids family, friends or other social encounters. Social life is severely neglected, so that conversations are seldom or only superficial. The virtual space is considered the only desired contact.
times of use. Internet use is intensifying and the usual leisure activities and contact with reality are shortened accordingly. The reason for this can also be the variety of digital media offers: First watch a film on TV, then play a computer game and keep checking your smartphone.
daily structure. The healthy and regular sleeping rhythm is disturbed. A game is often played or a series watched late into the night, so that the day ends much too late. Fatigue, absence or sluggishness as well as reduced performance can be identified.
Affect. If the child or young person has no access to the Internet, depressive, aggressive or angry reactions appear.
Carelessness. The lack of sleep associated with the previous changes, the isolation from social contacts and reality often means that children and young people can no longer fulfill their tasks and obligations. Even hobbies are neglected or given up entirely.
Self reflection. Affected children and young people often find it difficult to realistically assess their own internet use. They get lost in the media and often don’t even know how much time actually elapses.

Tips for regulated media consumption

Children and young people depend on the help of adults when it comes to healthy media consumption. It is important that you help your child to use digital media consciously. An important point is a regulated usage time, which is based on the age of the children.

Klicksafe, an initiative of the European Union, recommends a usage time of about one hour a day for children from 10 to 13 years old, for 14 to 17 year olds the decision should be made depending on the family and personal situation. Klicksafe also lists the idea of ​​”media vouchers”: The “allowed time” could be transferred to vouchers that the child can freely allocate. These coupons can also be set to a specific device. In this way, the child also learns to deal responsibly with time.

It is advisable to agree on a fixed weekly quota for media use instead of fixed times of the day. This is how screen times are set, but the division is left to the child himself. It can be helpful to set an alarm clock so that the time is really observed and the child gets a feeling for its consumption. Show your child other ways to keep themselves busy: It is often a “reflex” to turn on the television when boredom sets in. For example, you could encourage your child to play an analog game, run around outside, do crafts, draw, or read. To prevent addictive behavior, it can also make sense to take “media-free times”. This means that smartphones, tablets or the television remain switched off during a family outing or at the dining table, for example. It can also be a good idea to avoid media for an hour or two before bed. The important thing is to be a role model. If you use your smartphone continuously, it will also be more difficult for the child to stick to agreed times. So you too should reflect on your media behavior and try to be a good role model for your child.

The type and function of the media are also age-dependent: Take a look! informed about which devices could be useful from what age. Babies react instinctively and mainly to light and sound effects: Independent use of media cannot and should not take place at this age. If a child exceeds the first year of life, it can usually differentiate between “image” and “reality”. The child is able to consciously turn to mobile media; however, the area of ​​experience for children under the age of three should be primarily in the real world. Children between the ages of three and four slowly develop an understanding of symbols and media. Tablets are a great opportunity for children of this age to express themselves creatively, to try out themselves and to perceive new characters in films or series. What is important is the shared use of the media and the regulated period of time. At the age of five to six, children use media as a source of knowledge, as a means of orientation, entertainment and as a toy. Here it is important that you help the child to deal with safe offers and support them if possible. The first “own smartphone”, which many children are pushing for, should only be purchased when the child is able to perceive the dangers of the Internet and knows how to protect itself. This is usually the case from around 12 years of age. Here, too, you should talk to the child about the rules, costs and apps and try out how to deal with the child responsibly.

Child-friendly media offerings

There are numerous media offers that are classified as “sustainable” by the Federal Ministry for Family Affairs, Senior Citizens, Women and Youth. In these, children should learn how to use media responsibly; The advantage of the offers is that the parents act as “companions” in the digital world and can therefore offer assistance if questions or uncertainties arise with the child. A first tip is the children’s search engine “Blinde Kuh”. It is a search engine that provides news, hands-on offers, and tips for surfing and games especially for children.

Another recommended offer is the page Klick-Tipps.net. The site offers information on various topics, but also surveys or knowledge tests are offered. All content has been subjected to a pedagogical examination.

Children and young people often show a special interest in computer and console games. Which games are recommended from a pedagogical point of view are summarized in a brochure every year, which can be a useful guide.

You can find other pedagogically valuable and child-friendly sites at Seitenstark e.V. This is a network in which certified children’s sites work together to provide sustainable offers for children.

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Business

Tips on Getting a Loan for the Unemployed

Is there a loan for the unemployed? A loan is also approved for the unemployed under certain conditions. All tips for approving an unemployment loan at a glance.

Unemployment is a snapshot for many people. It is not easy to get a loan approved by the bank, even if the unemployment benefit is a large amount. In the current legal situation, unemployment benefit is not part of the attachable income. Some conditions must be met in order to receive loan approval from the bank.

Is there a possibility of loan approval for the unemployed?

From the point of view of credit institutions, unemployment is a critical bridging period. The question of whether and to what extent an unemployed person is able to take out a loan must be answered individually. As an unemployed person interested in a loan, it is much easier if there is a business relationship with the bank in advance. In this case, the financial institution can already involve experiences from the time before unemployment. The probability of the loan being approved can have an advantageous effect and the prospective borrower should first contact his house bank.

1) Loan collateral by guarantor or insurance

An unemployed person who receives basic security only gets loan approval from a German bank if he can show a co-applicant or a guarantor. An unemployed guarantor or co-applicant is useless. Here, a regulated attachable income is a prerequisite to increase the chances of an unemployment loan. Endowment life insurance can also be helpful with a loan for the unemployed. It can be used as part of a policy loan. The insurer itself or a separate banking institution can act as the lender.

2) Short-term credit also for the unemployed

So-called short-term loans are an alternative for the unemployed. Suitable for very short-term money problems, people who are not employed can also get a loan approval much more easily here. The advantages are the credit check without a credit bureau entry and the free credit check.

3) Unemployment loans from abroad

Reputable banks at home or abroad do not grant unsecured loans to people who have no income. This also applies to the term “credit without Schufa”. The term refers to loans originating from countries such as Liechtenstein or Switzerland. Schufa is only a purely German company and often foreign banks do not check the Schufa score. When borrowing, there is also no Schufa entry. However, the creditworthiness is also checked here. In the case of a loan for the unemployed, the foreign bank also has certain requirements:

  • Proof of loan repayment
  • Possibly additional security
  • legal age
  • Permanent residence in the Federal Republic of Germany

The first two points are different from German credit institutions. The provision of collateral is not sufficient in Germany because a loan must be paid from current income. If the installments are suspended, the unemployment benefit cannot be seized and is, therefore, an obstacle. In the event of unemployment, only rental or interest income is paid as other income for a loan. When receiving unemployment benefit II or Hartz IV, they are counted again and used up to the minimum amount at an earlier or later point in time.

Banks in Switzerland are a bit broader when it comes to safety assessments and types of income. Conversely, a riskier loan can also be repaid with higher interest rates.

4) Credit through the employment office

The Federal Employment Agency also grants an unemployment loan in urgent cases. The cases covered by this are dealt with in several places in SGB II. A loan for accommodation is regulated in Section 22 of the Second Book of the Code of Social Law: Unemployed people who have received basic security benefits are entitled to a loan if, among other things, they need a repair for the house they live in or cannot pay the rental deposit or heating costs. According to § 24 sentences 1, the Federal Employment Agency grants a loan if there is an unavoidable need. Unemployed people who want to become self-employed are regulated in § 16c SGB II for loans for the unemployed.

The unemployment loan is always granted after the individual situation has been checked and should only serve the previously determined reason. These loans are equipped with very favorable conditions: no interest is charged and the monthly installments are based on the solvency of the unemployed.

5) Loans from individuals through credit exchanges

Another option is credit exchanges. Loans are offered here from private to private. However, a credit check is also mandatory here. However, it is doubtful whether the lender will lend money if the repayment is in doubt due to a lack of regular income. The loan request is free and the granting is trustworthy compared to a loan broker who charges a fee upfront. On the Internet, there is the platform auxmoney.com. At auxmoney.com you can borrow and lend money privately. Small amounts from the crowd bring alternative credit options. The internet makes it possible.

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health

Enjoy Without Getting Fat: You Can Eat as Much of These Foods as You Want

A dream for many: unlimited food. However, unhealthy snacks promote obesity. However, the right food can be consumed at any time and in large quantities without a guilty conscience. We’ll show you what they are.

#1 Blueberries as a snack alternative

Whether as a snack in between or in the evening in front of the TV: blueberries are a healthy alternative to chips and chocolate. With just 42 kilocalories per 100 grams and numerous nutrients and plant substances, many of them can be eaten without hesitation. The berries also taste particularly delicious in salads or smoothies.

#2 Zucchini as a spaghetti alternative

You can definitely eat your fill of zucchini too. Zucchini noodles have now established themselves as a good alternative to spaghetti. 100 grams of the green plant contain just 17 kilocalories, so you can eat a good portion without a guilty conscience.

#3 Popcorn – the best snack in front of the TV

Popcorn is also a great snack. However, it is important that the popcorn is prepared by yourself and that excessive addition of sugar and oil is avoided. The delicious corn can be prepared in no time at all in a pot with a lid or an extra popcorn machine.

#4 Cauliflower as a versatile alternative

Granted, cauliflower isn’t for everyone. However, there are only about 25 calories per 100 grams of vegetables, which makes them a great alternative to high-calorie foods. Another advantage: the vegetables can be prepared in many different ways. So you can not only make a snack out of it, but also make a pizza crust or replace couscous.

#5 Edamame – the delicious Japanese specialty

Edamame are young soybeans and most people know them from the sushi restaurant. 100 grams of the beans contain only 122 calories and fill you up faster and longer due to the rich proteins. They taste particularly good in pasta or salads, but they are also a good alternative to chips as a snack between meals.

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Lifestyle

Guide to Getting a Puppy

Informing yourself in advance protects dogs and humans from surprises when choosing puppies or new dogs. Very often it happens that people buy a dog that is as cute as a puppy. Over time, people are amazed that their four-legged friends are so completely different from what they had imagined. You notice that the dog has needs that you didn’t know about before. The main problems here are the time factor and the unknown character of the dog. The story of the suffering of the dog and thus also of the people begins with the reason for the purchase. It is not uncommon for it to be a Christmas present, occupational therapy, or, at worst, a substitute for brains and self-confidence.

10 questions to avoid suffering and tears in new puppies

In general, you get the necessary information and answers for the following points:

  1. Are people ready to take responsibility?
  2. Does the dog fit into the lifestyle of the people? Every race has basic characteristics. This also applies to the space available and the amount of time that a dog definitely causes.
  3. Do you expect a cuddle dog or a guard dog?
  4. Do you take the time to train? (starts with puppy lessons)
  5. Where and how much are costs incurred? (tax, liability, vet)
  6. Do all(!) members of the household agree and participate in education and cleanliness?
  7. Do you adapt to life with a dog? He won’t be allowed to go everywhere. And if you are ready to pick up certain legacies and dispose of them in some other way?
  8. Is a pedigree dog desired by the breeder or is a mixed breed from the animal shelter sufficient?
  9. Prefer the advantages of males or females.
  10. Do you buy a puppy or an adult dog? What is different?

When all these aspects have been clarified, you can start looking for a breeder, an animal shelter, or a private person where you can buy your dog. Traps lurk here too! Therefore: more information and, above all, discussions with the sellers. Go see everything. Also, note tips on getting puppies housebroken and our article on dog training.

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Lifestyle

Tips for the First Date and Getting to Know Each Other

Many useful tips for the first date. The right place, the right greeting, and the best outfit. Try to apply these basic rules when you first meet and get to know each other, and you will be more successful in flirting with your dream partner.

Tips for conversation and behavior for the first date at a glance. Because the right communication helps enormously on the first date. We have therefore collected many tips and tricks for the right communication for the first date.

1) Conversational skills

If you notice that the conversation is only faltering or tormented, you should take the lead in the conversation into your own hands. Make sure, however, that you let your flirt partner have a say.

2) Tell about yourself

You are welcome to tell something about yourself, but you should not go into too much depth and not fall into lengthy, excessive monologues.

3) Take an interest in the other person

Make your flirt partner feel that you are interested and ask them questions. Make sure, however, that these are not questions that can be answered immediately with a short “yes” or “no”, but rather questions like “What do you prefer … (e.g. on vacation)”, otherwise you will quickly lose it topic of conversation.

4) Silence can be good

Occasionally, however, a brief silence may be appropriate, for example when the other person has said things worth thinking about or when you want to encourage the other person to continue talking and make them feel like you are listening.

5) Don’t push on the first date

Don’t push for more when saying goodbye. At the end of the date, of course, you think about whether you should kiss the other person now or insist on another date.

Less is more here, so be sure to avoid intrusiveness. Desperate last-minute pick-up attempts are more likely to put your flirt partner to flight. You should be patient and prefer not to kiss if the other person has not already indicated that you are sufficiently willing to do so. Consequently, interpreting body language when kissing is important.

6) Disengage without obligation

In addition, it sometimes makes sense not to immediately insist on another meeting when saying goodbye. This can seem intrusive. Take it easy, because if you seem like you’re begging for another date, you’re in bad shape.

The same applies here: If the flirt partner does not signal that he would also like to have a second date, a little restraint is often better. Arrange a phone call or email and leave the rest open for now.

First date tips on outfit and clothes

There are a few things you should definitely consider when choosing an outfit. It is actually a matter of course that you appear on the first date in clean and well-groomed clothes. In general, it also helps to pay attention to certain clothing signals when flirting and dating. We have put together tips for the right clothes when flirting

  1. But even if you leave the house freshly showered and tidy in the morning, stains or sweat can appear on your clothes during the day. If you are then forced to go straight to the date due to time pressure, you may feel insecure. You should therefore not forget to choose the time of the date so that you can change it after work or another activity.
  2. On a date, you should always wear clothes that you feel comfortable in. Things should not be too tight or uncomfortable. It calms you down and gives you security.
  3. Men should also be aware that women like to draw conclusions about the character of the wearer from men’s shoes. Modern and well-kept shoes score far more than ancient shoes, as the former stand for good taste, cleanliness, and order.
  4. A confident, natural appearance is always attractive. So don’t bother too much with the clothes, just follow the basic rules.
  5. Remember that last impressions are especially important on a first date. He will be remembered by your flirt partner and often decides on the further course of their flirt.
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Lifestyle

Tips on Getting Puppies Housebroken

A family dog ​​is a lovable member of the family. But even dogs and small puppies still have a lot to learn at the beginning. It is an important task to get the puppy housebroken. We have collected the most important tips.

Getting puppies housebroken

Even before the puppy comes into the house, you should think carefully about training and especially about housebreaking. The previously popular tip of poking your dog’s nose at its mishap and scolding it vigorously is definitely a thing of the past. Instead, you need clever management. Also, read the guide to getting a puppy.

Housebreaking with practice and patience

Puppies need to learn to be housebroken first. Therefore, your commitment to dog training is in demand. Initially, a puppy usually needs to pee after sleeping, after playing, after eating, or after drinking. In addition, they may have to do it every two hours. Therefore, you should plan to bring the puppy outside regularly for the first time.

How do I know if my dog ​​needs to pee?

Most of the time, puppies will show that it’s time to let go by pacing and sniffing. Then quickly carry the puppy out the door to the place where it can relieve itself. This includes a piece of lawn. a sandy subsoil or something similar that corresponds to nature. Thus he learns in which environment he can do his business. If you compliment him afterward, he’ll remember that.

Housebreaking puppies at night

In addition, help your puppy by buying him a transport box for the night. Choose a box in which the puppy can still find space when it is fully grown. This means that you will have accommodation in the car or on holiday in the future at no extra cost. Then put the box next to your bed.

As a result, the puppy may wake you up at night when it needs to go out. Also, take the puppy with you to all the rooms in the early days. In this way, he will accept the rooms as part of his living space and will not pollute them in the future either. You can also make a dog toilet yourself, which can be used in extreme emergencies.

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Lifestyle

Coffee Dates: Getting to Know Each Other in a Café

A date should take place in a relaxed atmosphere. Singles who date often choose a place that is quiet yet welcoming.

The café is not only a great place to have a chat, it also feels at home and relaxed. It’s the perfect place for a first date – and many more.

You can never go wrong with a coffee date. It is not without reason that the question “Would you like to go for a coffee with me?” is one of the most popular dating questions ever. A casual meeting at a coffee shop, at a normal time of day, is best for strangers who want to get to know each other. Here both dating partners are relaxed and can get involved with each other without pressure.

The search for a partner puts a number of hurdles and obstacles in the way of singles. If not every step is planned and prepared appropriately, getting to know each other can fall through before the first meeting. So which place is perfect for the first date? The environment should not be too private so that nobody feels restricted. Informality and a relaxed atmosphere lighten the spirits and ensure relaxed conversations. In a café you are in public, among people, and yet you have your own little area for private exchange. This environment in particular seems harmless and yet differs greatly from evening meetings in bars or getting to know each other in a strange apartment. However, the coffee date in the coffee shop scores with many other advantages!

Dating in the coffee shop

A pick-me-up and a pleasure drink in one – coffee is a fascinating drink. No wonder that the tasty hot drink should not be missing on the first date. The numerous coffee shops in the streets and on the large squares of our cities invite millions of visitors to relax and feel good every day. It is not uncommon for you to meet one or two singles enjoying a warm cappuccino or latte macchiato with their new potential partner. A coffee shop is a wonderful place to get to know each other – you can “sniff” each other out in a very relaxed manner and see whether you are on the same wavelength. Unlike in the cinema or in a loud bar, you can have a lot of conversation here. In addition, the coffee shop has the advantage that you can say goodbye relatively quickly after a coffee. In the end, you leave your options open.

It’s no secret that most of us love coffee. There is something cliche about the coffee date. Millions of people, including a number of couples, sit together in cafés every day and enjoy a coffee or two together. By the way, if you don’t want to lean too far out of the window on your first date, you have found an extremely cheap and yet stylish dating option with a coffee date!

Coffee is the drink for relaxed dates

Coffee is great for a first date. Not only that most of us are true coffee lovers – the coffee also convinces with an invigorating and euphoric effect. The caffeine in coffee increases our alertness and keeps us alert throughout the conversation. With the enjoyable hot drink, our good mood automatically increases. With a delicious coffee you create the perfect basis for a pleasant get-to-know-you. Of course there are also all kinds of other drinks in a café. But the probability that the other person drinks coffee is usually quite high.

A particular advantage of coffee is the great variety of tastes. In most cases there is something for everyone – whether black, with milk and sugar or as a large milk foam creation. The wishes of coffee lovers are inexhaustible here and are fulfilled anew every day. As a man, however, you naturally take the initiative and ask the lady what she would like a drink to be – this way, misunderstandings are avoided from the start. By the way, if you want to take a spontaneous stroll through the shopping streets or through the park, the coffee is of course also available as a coffee to go. This means that the hot drink can easily be taken with you on the go and enjoyed in a warm mug on the go.

Dating in the cafe

We have found that coffee and dates go perfectly together. Of course, a café is primarily the perfect place for the first date, since getting to know each other is completely informal and free of obligations. Furthermore, the coffee itself convinces with its enjoyable taste and an invigorating effect. If you want to be successful in your partner search, you can’t go wrong with a coffee date.

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