As you get older, you need help around the house. Elderly care may also be necessary if there is a health impairment. You can find the right household help for seniors or an everyday companion on the Internet.
Care in the home environment
The need for staff who care for people at home is increasing. This is also due to the fact that there are more and more older people. And they often want to stay in their familiar homes for as long as possible. These motives are understandable since nursing and old people’s homes are usually expensive, but the care, accommodation, and supply are not always correspondingly good. In addition, the elderly in particular are very attached to their familiar environment.
But care and support are not just about the older generation. More and more young but sick people want to continue to live independently within their own four walls. Maintaining normality and quality of life is an important aspect here.
What types of senior care are there?
If everyday situations become a challenge with increasing age, it can be helpful to get support. Support usually comes from the home environment. Or are you looking for professional care for the elderly? This is useful if people in need of care or nursing want to remain in their familiar surroundings. They help seniors to cope with everyday life by taking on difficult tasks, helping in the household, or taking on care tasks. Thus, the previous quality of life is maintained and ensures contented aging. Consequently, you can choose from different types of care:
- Housekeeping for seniors
- Hourly employment for seniors
- Daycare for the elderly
- Travel and holiday support
- Assisted living
- Nursing home
What costs does health insurance cover?
First, think about what kind of help you need and to what extent. Then you should find out about reimbursement from your health insurance company. As a rule, the health insurance company or the long-term care insurance company assumes the costs for the care of elderly people in need of help. An appraiser is usually used for this. But if the financial support is not sufficient, you can also apply to the responsible social welfare office for additional cost coverage.
Whether the costs for care for the elderly are covered completely, partially, or not at all depends on the respective illness and income situation of the person in need of help. The general financial situation is also important for this. Under certain circumstances, family members are obliged to take over maintenance payments.
Determine and organize care products
In addition to regular preventive health checks, some tools are usually required. Thus, everyday life at home is well managed. The most important care and aids for at home are usually the following: care bed, stairlift, wheelchair, or walker. In addition, bed pads, disposable gloves, or disinfectants can be important. Here, too, you should see which funds are paid for or subsidized by the health insurance fund.
How much does domestic help for seniors cost?
Depending on the type of senior care you use, the costs vary. Different providers can also have different prices. Therefore, you should compare the prices beforehand. The costs for hourly care are usually between 15 and 35 euros per hour. In addition, you pay for the journey. If the person cared for has a nursing degree, the relief amount of 125 euros can be offset. This allows people to save money when they retire.
Tips for choosing a senior care
Since the caregiver spends a lot of time with the elderly, there should be a high degree of trust. Consequently, you should be sure about the quality and competence of the care. It is therefore best if you, as the relative of the elderly person, get to know the support person in a detailed conversation. It can also be helpful to be present at several meetings. In this way, the interaction between the person being cared for and the carer can be observed well.
Then you can better assess whether the caregiver and the person being cared for forget along with each other. You can also see whether the care for the elderly properly addresses the individual needs of the person in need of help. Such a test of the caregiver is never wrong. In addition, note the useful provider overview for finding domestic help and cleaning lady.
